How it works
Clear records you can rely on
Gift Recorder replaces scattered notes, emails, paperwork, and spreadsheets with one organised history of your lifetime giving — ready when your family or executors need it.
The key ideas
Lifetime gifts
A gift is anything of value you give away while you're alive. Gift Recorder keeps a dated record of each one — what it was, who received it, and what it was worth.
The 7-year clock
Many gifts are Potentially Exempt Transfers (PETs): they fall outside your estate once they have survived seven years. Gift Recorder shows where each gift sits in that window.
Exemptions
Some gifts use an exemption — the annual exemption, small gifts, wedding gifts, or normal expenditure out of income. You record which one applies; we keep the running picture.
Evidence
A gift is far easier to prove with the paperwork attached. Store letters, bank references and valuations alongside each entry, kept private and encrypted.
Four steps, then it's just upkeep
- 1
Sign up through your adviser
Create your account and choose the firm that introduced you. You stay in control of who can see your records.
- 2
Record your gifts
Add each gift with its details, category and evidence. Go back as far as you need to — there's no rush to be complete on day one.
- 3
Invite others to view (optional)
Give your partner, an adviser or a beneficiary read-only access, so the people who may one day need your records have already seen them. You stay the owner — you choose who sees what, and you can withdraw access at any time. Only you can ever add or change a gift.
- 4
Keep it current
Watch the 7-year clock, fill any evidence gaps, and export a clear schedule whenever it's needed for probate or your records.
Why it helps
Clearer planning conversations
With everything in one place, you and your adviser can review your seven-year position and inheritance-tax planning from the same clear picture — instead of piecing it together from memory.
An easier job for your executors
A complete, evidenced schedule means probate materials are quicker to prepare, with less risk of delay-related penalties — leaving more of your estate for the people you choose.
Gift Recorder is a record-keeping tool. It does not give personalised tax, legal or investment advice, calculate a final inheritance-tax liability, or imply HMRC acceptance. For advice on your own circumstances, speak to your professional adviser.